<p>Derek Frend, a Dave Ramsey Certified Coach, on how to dump our debt, have better relationships, and live the life we deserve.</p>

Derek Frend, a Dave Ramsey Certified Coach, on how to dump our debt, have better relationships, and live the life we deserve.

The 7 simple steps to debt free living

Third-generation farmer, holistic cook and maker of plant-based wellness products shares tips on plant-based wellness and a holistic kitchen and pantry.

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The 7 simple steps to debt free living

The 7 simple steps to debt free living