It was just another calm Sunday morning in Fremont — sunlight, coffee, and a full inbox.

But one email stopped Amit mid-sip.

“9% Fixed Return — Debt Offering.”

Wait… Debt? Not equity? Not ownership?

That single word sent him down a rabbit hole that would quietly change how he thought about investing forever.

In this episode, you’ll listen in as a simple coffee chat between two friends turns into a powerful lesson about risk, reward, and the surprising side of “being the bank.”

Because sometimes, the smartest financial insights don’t come from spreadsheets — they start with curiosity.

Tune in. This one might just make you rethink how you invest.

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