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The Accident Benefits Bonanza, Part 2
Hosts: Hamish Mills-McEwan and Stanford Cummings
Topic: Civil Banter, Episode 7: Accident Benefits Bonanza – Part 2
In this follow-up to Part 1, Hamish and Stanford continue their deep dive into Ontario’s accident benefits system, this time exploring the key categories of benefits available to injured individuals after a motor vehicle accident. From treatment approvals to the role of occupational therapists, they walk through what these benefits look like in real life and how they actually get accessed.
They cover medical and rehabilitation benefits and explain what falls under the Minor Injury Guideline. They also take time to talk about pre-existing conditions, what “reasonable and necessary” treatment really means, and how to navigate the system when things aren’t straightforward.
A new segment makes its debut in this episode: You Auto Know, where Stanford tests Hamish on a real accident benefits case. The fact pattern? A cyclist, an oil slick, and the question of whether it qualifies as a motor vehicle accident under Ontario law. (Spoiler: it’s more complicated than you’d think.)
As always, the episode includes a dose of real life. Stanford shares highlights from a two-night Metallica concert in Toronto, while Hamish reflects on summer driving season and his love for six-speed manuals. It’s all part of the banter.
They close things out with a shout-out to Kevin Padley, who not only manages the Nelligators softball team but also delivers firm-wide, post-game recaps, and once wore the firm’s new mascot costume at a town hall.
Contact Information:
Email: [email protected]
Social Media:
instagram.com/nelliganlaw
facebook.com/nelliganlaw
Thank you for joining us for Civil Banter. Tune in for more insightful discussions on the intricacies of civil law and the personal experiences that shape the practice of law.
View all episodes
By Hamish Mills-McEwan, Stanford CummingsHosts: Hamish Mills-McEwan and Stanford Cummings
Topic: Civil Banter, Episode 7: Accident Benefits Bonanza – Part 2
In this follow-up to Part 1, Hamish and Stanford continue their deep dive into Ontario’s accident benefits system, this time exploring the key categories of benefits available to injured individuals after a motor vehicle accident. From treatment approvals to the role of occupational therapists, they walk through what these benefits look like in real life and how they actually get accessed.
They cover medical and rehabilitation benefits and explain what falls under the Minor Injury Guideline. They also take time to talk about pre-existing conditions, what “reasonable and necessary” treatment really means, and how to navigate the system when things aren’t straightforward.
A new segment makes its debut in this episode: You Auto Know, where Stanford tests Hamish on a real accident benefits case. The fact pattern? A cyclist, an oil slick, and the question of whether it qualifies as a motor vehicle accident under Ontario law. (Spoiler: it’s more complicated than you’d think.)
As always, the episode includes a dose of real life. Stanford shares highlights from a two-night Metallica concert in Toronto, while Hamish reflects on summer driving season and his love for six-speed manuals. It’s all part of the banter.
They close things out with a shout-out to Kevin Padley, who not only manages the Nelligators softball team but also delivers firm-wide, post-game recaps, and once wore the firm’s new mascot costume at a town hall.
Contact Information:
Email: [email protected]
Social Media:
instagram.com/nelliganlaw
facebook.com/nelliganlaw
Thank you for joining us for Civil Banter. Tune in for more insightful discussions on the intricacies of civil law and the personal experiences that shape the practice of law.