Hey everyone, I'm Lena Banks – a Certified Financial Planning professional and small business coach based in Austin, TX. Welcome back to Financial Therapy, and Happy 2026!

Today we're talking about a subject that affects nearly every household in America: the affordability and debt crisis. When you're constantly chasing the next level of income, or spending just to flex, debt can pile up quickly. But now, just spending on the basics can drive you into debt, because the affordability game has changed.

Let's talk about where we're all at, and how we can be more conscious about what we spend, and how it adds to the debt tab. The goal here is to give us all ways to be more secure and confident in our financial decision-making, and to have a greater sense of well-being overall.

Call or text to submit your feedback and questions for the show: 1-844-4FINPOD (1-844-434-6763)