The stock market is hitting all-time highs.  But while Wall Street is printing money, Main Street is pinching pennies.  90-day delinquencies on credit cards, student loans and auto loans are at all time highs.  Wages are being out-paced by housing/grocery/car costs.  The average American is feeling like they cannot afford things like they used to only a few years ago.  And they are not wrong. 

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