India's exports have been consistently falling month after month. They did grow in the month of September, only to fall back in the month of October. The increase in exports in September was a mere aberration, and now between April to October 2020, our exports have fallen by 19%, as compared to the same period last year.

Defaulters and violators often seek a second chance to own and manage the companies that they looted and mismanaged. The fact is that if such shady dubious promoters are given a second innings in their own company, then it is a total mockery of the law.

In the absence of adequate and appropriate government policy and support, the MSME's and informal sectors are struggling for survival worldwide and India is no exception.

The MPC of the RBI consists of six wise men; 3 are from the Reserve Bank and 3 are outside independent experts. The MPC normally meets once in 2 months to deliberate on the state of the economy and decide the monetary policy which impacts all of us. Here is a review of the minutes of the recent MPC meeting held on 7th to 9th October 2020.

India has witnessed a massive digitization of government administration and compliance and today we are considered to be one of the most digitized nations in the world. But has it made us far more efficient and cost effective? The answer is mixed.

The CEA's claim of economic recovery is contrary to what the RBI itself says, that deep uncertainty prevails in the economy and that onward recovery will be a long drawn affair but then prematurely rushing to make claims of recovery makes good political headlines for the government, which is what it is all about.

The government is unwilling to spend for fears of a credit downgrade or a surge in inflation or an exodus of foreign funds from stock markets, all of which would be politically unpalatable to it. But the fact remains is that the government needs to announce an adequate fiscal stimulus package.

Confusion and uncertainty prevails in the matter of restructuring of loans. If not timely and tailor made, it may not deliver the intended results.

The COVID pandemic and the resulting sharp contraction of the Indian economy has been a once in a 150 year event as the CEA says. It is bound to leave numerous lingering effects on the economy for years to come. The long term effects and economic trends are already clearly evident from 6 months of a Corona afflicted economy.

Simplifying the complex jargon of business, finance and economics in a factual and unbiased manner.