Do ​you ​rebalance ​at ​the ​end ​of ​the ​year, ​beginning ​of ​the ​new ​year, ​or ​when ​something ​happens ​in ​life? Rebalancing is an artform of sorts, and it's a crucial part of maintaining your financial health as you approach retirement. Let's explore this concept and why it's often more complex than you'd expect.

John will describe how periodic adjustments—whether calendar-based, threshold-based, or triggered by life events—help maintain desired risk levels and asset allocation. Rebalancing isn't about market timing but sticking to a disciplined approach, especially in volatile markets. Learn how to buy low, sell high, and keep your investments on track to ensure long-term financial health and a secure retirement.

Here's what we discuss in this episode:

0:00 – Intro

3:53 – What is rebalancing?

5:57 – Calendar based rebalancing

8:43 – Threshold based rebalancing

11:23 – Rebalancing after life events

12:47 – Rebalancing due to market conditions

Get in touch:

Phone: 661-775-3704

Book an appointment with us: http://bookachatwithjohn.net

Get in touch with us: https://mearsmoney.com/

Watch the Podcast on YouTube: https://bit.ly/3PmcOPM