The origins of money reflect the origins of humans. See, there have been three great revolutions in human history. We formed communities, then civilization and industry. Currently, we are living through a fourth great revolution in humankind, and these revolutions fundamentally change the way we live. Equally important is the fact that each evolution of humankind creates a revolution in monetary and value exchange and that is why it is important to reflect on the past to understand the present and forecast the future, especially as we are living through the fourth revolution in humanity and trade, and about to enter a fifth. For years, business models in the industry were as fixed as panes of stained-glass cathedral windows. But, new waves of digital-only players have unshackled themselves from vertical integration and are fragmenting the banking value chain by choosing which layers they want to play in. They are unbundling traditional products into micro-products or services and re-bundling their offerings together with components from other providers to offer better customer propositions and to be successful in the coming years, the bank of the future will need to embrace emerging technology, remain flexible to adopt evolving business models, and put customers at the centre of every strategy. Faced with changing consumer expectations, emerging technologies, and new business models, banks will need to start putting strategies in place now to help them prepare for banking in 2030, shaping the future of the banking industry as a whole. So what better could we do than to analyse key trends, macroeconomic dynamics along with a brief look at a day in the life of the bank CEO of the future. Artificial intelligence, machine learning, ecosystems, the future of fintech, cloud banking and highly customized customer experience and services are all on the agenda. Let’s get right into it. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan