We discuss the basics of banking. Why do banks fail? What are the primary roles of banks, and what are their vulnerabilities? What is fiat money? What are bonds and securities? Why does Cameron keep his money under his mattress? What is the history of bank regulation in the United States and why is this a tricky issue? What is the FDIC and what is the Fed? How can the laymen protect their money? Is Cameron's dog robbing him and internet shopping?