No one likes to talk about money. You probably don’t even talk to YOURSELF about money. How much did I spend on fast food this month? Do I really want to know? Christians can easily over-spiritualize things. But sometimes, their predicaments have nothing to do with the devil. They are simply a result of their bad choices. This is most obvious when it comes to money. Why is it that so many people with vastly different incomes have similar money struggles? The more money they make, the more they buy. The greater the bank account, the better the lifestyle. Money issues are often not about how much you make but about your spending habits.

So what is the remedy for this? Let’s first address the elephant in the room: looking at how much you spend every month in comparison to how much you make. Then you need to prioritize where you WANT your money to go, and set limits on how much you plan to spend. Track how much you are spending in different areas, and adjust your spending as needed. Will this fix all your money problems? Probably not, but it’s a good start.

God expects us to be good financial stewards. He blesses us so that we can be a blessing. If we squander that blessing by being unwise with it, why would He give us more? Manage your affairs with wisdom and God will take care of the rest.

Reflection questions: What is the state of your finances? Do you have a plan for getting them in order? What is your first step?