We discuss the basics of insurance. What is liability insurance? What are bodily injury and property damage limits in auto insurance? What are coverages A-F in home owners insurance? Did Tim have children out-of-network and is he currently on the lamb? What is a health share plan? What is an insurance actuary? What is the difference between a PPO and an HMO? What is term life vs whole life vs universal life? Can Geico save you 15% or more? How can you manage your insurance costs and lower your rates?