In this episode of Capital Topics, James Parkyn, François Doyon La Rochelle and Raymond Kerzérho discuss the following portfolio management and financial planning subjects:

• In the news: The ban on mutual fund Deferred Sales Charges in Ontario
• A study with surprising findings from Dartmouth University about the behaviour of Canadian financial advisors
• Bad advice of the day: “ETFs are not enough to build a good portfolio, add individual stocks!”
• Listener’s question, who asks: Should I start cashing out of my RRSP progressively now or defer it as much as possible?

Links:

Ontario Securities Commission press release on the ban of DSCs

Darmouth University study abstract