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Share The best and worst advice in the financial world! | Ep 226
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The best and worst advice in the financial world! | Ep 226
This week, Christian and Rod open the vault on the best and worst advice they’ve ever heard around money, investing, debt, and taxes. From “all-in on one asset” to “zero debt forever,” they separate rules that build wealth from rules that box you in. If you’ve ever wondered which principles actually scale for high earners, this one’s for you.
Christian shares a candid story about buying gold—and the surprise costs hiding on the exit. Rod lays out why cash flow beats mere accumulation, and why the smartest leverage is conservative, liquid, and boring on purpose. Together, they unpack the difference between deferring taxes and designing taxes.
You’ll also hear quick updates on our growing IWB/IIS webinars and a teaser for Part 2, where we’ll tackle real estate, alternative assets, business & income growth, and life design. Think of this episode as a tune-up: tighten your framework now so your future choices compound cleanly.
Key Takeaways
- Diversification beats “the one perfect asset”; concentration = fragility.
- Don’t treat high cash value life insurance like a checking account; use it on purpose, not for monthly budgeting.
- Great returns don’t always require max risk; focus on cash-flowing assets and overbuild your income streams.
- Leverage is a tool, not a villain—keep it conservative and back it with liquidity.
- Don’t let the tax tail wag the dog: avoid buying deductions and over-stuffing qualified accounts.
- Aim for tax design, not just tax deferral—build tax diversification so you control when and how you pay.
Money Insights is a strategic planning firm that is founded on the principle that "off-the-shelf" products and solutions often do not meet the needs of high-income earners. The Money Insights team works to collaboratively design customized financial solutions that will leave a lasting impact on each of their unique clients.Visit Money Insights and take the Investor Quiz at https://moneyinsightsgroup.com!Listen to the Money Insights podcast on Spotify, Apple Podcasts, or at https://moneyinsightsgroup.com/podcast/
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By Money InsightsThis week, Christian and Rod open the vault on the best and worst advice they’ve ever heard around money, investing, debt, and taxes. From “all-in on one asset” to “zero debt forever,” they separate rules that build wealth from rules that box you in. If you’ve ever wondered which principles actually scale for high earners, this one’s for you.
Christian shares a candid story about buying gold—and the surprise costs hiding on the exit. Rod lays out why cash flow beats mere accumulation, and why the smartest leverage is conservative, liquid, and boring on purpose. Together, they unpack the difference between deferring taxes and designing taxes.
You’ll also hear quick updates on our growing IWB/IIS webinars and a teaser for Part 2, where we’ll tackle real estate, alternative assets, business & income growth, and life design. Think of this episode as a tune-up: tighten your framework now so your future choices compound cleanly.
Key Takeaways
- Diversification beats “the one perfect asset”; concentration = fragility.
- Don’t treat high cash value life insurance like a checking account; use it on purpose, not for monthly budgeting.
- Great returns don’t always require max risk; focus on cash-flowing assets and overbuild your income streams.
- Leverage is a tool, not a villain—keep it conservative and back it with liquidity.
- Don’t let the tax tail wag the dog: avoid buying deductions and over-stuffing qualified accounts.
- Aim for tax design, not just tax deferral—build tax diversification so you control when and how you pay.
Money Insights is a strategic planning firm that is founded on the principle that "off-the-shelf" products and solutions often do not meet the needs of high-income earners. The Money Insights team works to collaboratively design customized financial solutions that will leave a lasting impact on each of their unique clients.Visit Money Insights and take the Investor Quiz at https://moneyinsightsgroup.com!Listen to the Money Insights podcast on Spotify, Apple Podcasts, or at https://moneyinsightsgroup.com/podcast/