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In this video Colin Exelby, CFP® explains the top reason you should consider retirement sooner than later.
If you’ve saved enough to retire, waiting longer might be the biggest mistake you ever make. Money gives you security and freedom, but once you reach “enough,” extra years of work don’t add real value — they only cost you time. In this video, I’ll show you why your healthiest, most vibrant years are too precious to trade for money you may never use, and why retiring sooner could change your life.
#RetirementPlanning #FinancialFreedom #RetireEarly #MoneyTips #WealthManagement #FinancialIndependence #MoneyMatters #LifePlanning #TimeOverMoney #retirementgoals
00:00-Intro
00:16-The Law of Diminishing Returns
01:50-The Real Cost of Working Too Long
03:10-The Regrets I Hear From Retirees
04:38-Why Time Should Be the Focus of Your Retirement Plan
05:55-Breaking the Fear of “What If”
06:40-How to Recognize When You’re Ready
07:25-The Shift in Perspective That Changes Everything
⭐Support the Channel by Becoming a Community Member⭐ 👇https://www.youtube.com/channel/UC13s0hQVkEv-azgzhOe8QXA/join
Outstanding Personal Finance Tools👇
Budgeting...👇
★☆★ Rocket Money (originally called as TrueBill) ★☆★
https://rocketmoney.sjv.io/CelestialWM
Wealth Management...👇
★☆★Personal Capital ★☆★👇
https://personalcapital.sjv.io/CelestialWM
Bookkeeping...👇
★☆★Gusto Bookkeeping★☆★👇
https://gusto.pxf.io/CelestialWM
[About] Colin Exelby is a Certified Financial Planner Professional™ or CFP®. He owns the virtual financial advisory practice Celestial Wealth Management.
I provide financial planning for business owners and their families that makes sense.
Transformational change is made when you focus on the big picture. My goal is to help you think outside the box about your life, your money, and your health to be the best you can possibly be.
We strive to help you:
*Optimize Your Cash Flow
*Minimize Your Taxes
*Build Your Net Worth
*Create a Lasting Legacy
➡️ ➡️Free Guide Here: https://celestialwm.com/ptpebook-go/⬅️⬅️
Do you watch Dave Ramsey, Robert Kiyosaki, Grant Cardone, Gary Vee, Graham Stephan, Meet Kevin, Ryan Scribner, Replace Your Mortgage, Project Life Mastery, Russel Brunson, Alex Becker, Tanner J Fox, Refusing to Settle, Dan Lok, Jeff Rose, Tai Lopez, Bigger Pockets, or Pat Flynn? Then you'll love our channel! Be sure to subscribe and I'll see you in the comments!
Top Financial Advisor Baltimore. Top Financial Planner Maryland.
Affiliate Link Disclaimer: I only recommend products I would use myself and all opinions expressed here are our own. This post may contain affiliate links that at no additional cost to you, I may earn a small commission. Read full privacy policy at celestialwm.com.
Celestial Wealth Management LLC receives compensation from YouTube for the presence of advertising before, after, and during this video content. Celestial Wealth Management LLC does not control the content or presence of any advertisements. The presence of any advertisement does not constitute an endorsement of the ad, company, entity, or product by Celestial Wealth Management LLC.
By Celestial Wealth Mgmt5
22 ratings
In this video Colin Exelby, CFP® explains the top reason you should consider retirement sooner than later.
If you’ve saved enough to retire, waiting longer might be the biggest mistake you ever make. Money gives you security and freedom, but once you reach “enough,” extra years of work don’t add real value — they only cost you time. In this video, I’ll show you why your healthiest, most vibrant years are too precious to trade for money you may never use, and why retiring sooner could change your life.
#RetirementPlanning #FinancialFreedom #RetireEarly #MoneyTips #WealthManagement #FinancialIndependence #MoneyMatters #LifePlanning #TimeOverMoney #retirementgoals
00:00-Intro
00:16-The Law of Diminishing Returns
01:50-The Real Cost of Working Too Long
03:10-The Regrets I Hear From Retirees
04:38-Why Time Should Be the Focus of Your Retirement Plan
05:55-Breaking the Fear of “What If”
06:40-How to Recognize When You’re Ready
07:25-The Shift in Perspective That Changes Everything
⭐Support the Channel by Becoming a Community Member⭐ 👇https://www.youtube.com/channel/UC13s0hQVkEv-azgzhOe8QXA/join
Outstanding Personal Finance Tools👇
Budgeting...👇
★☆★ Rocket Money (originally called as TrueBill) ★☆★
https://rocketmoney.sjv.io/CelestialWM
Wealth Management...👇
★☆★Personal Capital ★☆★👇
https://personalcapital.sjv.io/CelestialWM
Bookkeeping...👇
★☆★Gusto Bookkeeping★☆★👇
https://gusto.pxf.io/CelestialWM
[About] Colin Exelby is a Certified Financial Planner Professional™ or CFP®. He owns the virtual financial advisory practice Celestial Wealth Management.
I provide financial planning for business owners and their families that makes sense.
Transformational change is made when you focus on the big picture. My goal is to help you think outside the box about your life, your money, and your health to be the best you can possibly be.
We strive to help you:
*Optimize Your Cash Flow
*Minimize Your Taxes
*Build Your Net Worth
*Create a Lasting Legacy
➡️ ➡️Free Guide Here: https://celestialwm.com/ptpebook-go/⬅️⬅️
Do you watch Dave Ramsey, Robert Kiyosaki, Grant Cardone, Gary Vee, Graham Stephan, Meet Kevin, Ryan Scribner, Replace Your Mortgage, Project Life Mastery, Russel Brunson, Alex Becker, Tanner J Fox, Refusing to Settle, Dan Lok, Jeff Rose, Tai Lopez, Bigger Pockets, or Pat Flynn? Then you'll love our channel! Be sure to subscribe and I'll see you in the comments!
Top Financial Advisor Baltimore. Top Financial Planner Maryland.
Affiliate Link Disclaimer: I only recommend products I would use myself and all opinions expressed here are our own. This post may contain affiliate links that at no additional cost to you, I may earn a small commission. Read full privacy policy at celestialwm.com.
Celestial Wealth Management LLC receives compensation from YouTube for the presence of advertising before, after, and during this video content. Celestial Wealth Management LLC does not control the content or presence of any advertisements. The presence of any advertisement does not constitute an endorsement of the ad, company, entity, or product by Celestial Wealth Management LLC.

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