On this week’s The Big Picture, Mike Metz of VIP Mortgage joins the show to discuss which issues are impacting housing and mortgage. A longtime operator with a systems-level view of the business, Mike brings a reflective, practical perspective on what trends actually matter and which narratives may deserve a second look as the industry closes out the year.

We step back to revisit themes that continue to surface across lending, operations, and leadership, digging into under-discussed shifts, recurring debates, and lessons worth carrying forward. It’s a thoughtful, candid discussion about where the mortgage industry has been, what’s resonating right now, and how leaders can better position themselves for what comes next.