Many American millionaires were never CEOs with a 6-figure salary. They’re hard-working people from various industries that simply focused on providing for their family and saving for the future. On this episode, Doug tells the story of a couple that did just that and highlights what they should consider while getting ready to retire. Plus, find out why leaving a 401(k) behind can hurt your outlook for retirement.  See omnystudio.com/listener for privacy information.