This May, we have Roland Ross from the Zahnd Real Estate team on the Broker Breakdown discussing a ton of amazing topics!

Branding is obviously something everyone is trying to perfect, whether it's owning your own business, running your social media, to the sales world where both me and Roland are from, you always have to put your own twist on things to elevate yourself to the top of everyone's list!

You could be real estate or insurance, your brand is what speaks to every client you deal with. Through the Broker Breakdown we have started to build a brand and through the "Hallmark" realtor, Roland has begun to do the same.

How that grows over time is unique to every brand but is a crucial start to any person looking to start in the social world we live in 2024.

April our lives were taken over by this Eclipse everyone was talking about but another eclipse we were not talking about was the eclipse over the economy we have seen over the past few years.

With the increasing cost of everything in our lives right now, Alex sits down with us this month and goes over the trajectory of the mortgage world and what he is predicting to come down the pipeline in 2024.

A really fun segment Alex does is what he comes "James Bond Yield Update" where he tracks the bond movement and how that directly impacts the interest rates we are seeing with the Bank of Canada.

What Alex sees moving further into 2024 and beyond, well you will have to tune in to the April edition of the Broker Breakdown!

Affordability is a hot topic ending 2023 and continues to be a major talking point into the first quarter of 2024. From the auto industry to insurance, real estate, and grocery stores, we are seeing the affordability of everyday life diminish more and more.

Kim Pham returns this month and discusses some of the issues in her industry, Automotive, and branching out to other impacted industries her clients are facing.

With the hike in the Carbon Tax coming April 1st for Canadians, are we ever going to see a break in our economy or is this a never-ending cycle of increase after increase for Canadians?

Kim Pham Social Media:

https://www.tiktok.com/@cruisingwithkiimmy

One of my favourite sayings as of late has been "evolve or be left behind" and I think that speaks true to many things we are seeing transpire across many industries over the past few years.

Real Estate has been one of those industries going through the rollercoaster of change over the past few years and we continue to see changes as we start 2024. Mortgage rates haven't really changed and we are inching closer to the spring rush we normally see and predicting prices to go up and possibly rates to go down in March/April when the Bank of Canada announces their next decisions.

Alison Wiseman comes to The Broker Breakdown this month and discusses many of the changes she has seen in her time in real estate and how she has helped clients with their first home, rental properties, AirBnBs, etc. Alison and I met through a networking event last year and we both can see the importance of building your brand and how customer service really goes a long way in today's market with consumers.

What 2024 has in store is still a mystery 2 months into the year but there is a lot to discuss and predict as the warm weather approaches and the markets start to come out of hibernation a bit.

2023 was a rollercoaster year for real estate across Canada and most of the world but with 2024 here, will we see the same thing continue into the New Year or will we see the complete opposite happen as interest rates look to cool off and more pressure from governments may lower the real estate market.

Donald Porter and his team Porter & Associates join me this month and help debunk some of the things we saw in 203 and what they think we will see come 2024. New tax implications have been a huge talking point so far in 2024, rental properties, tiny homes and garden suites, and the overall real estate landscape for all buyers and sellers.

Only time will tell what 2024 will hold, but Donald and his team are here to share their thoughts and give their expert opinions on what we should expect in 2024.

The automotive industry has forever been changed since the pandemic years, some for the good and some for the bad. However, with our most listened guest returning, Doug Bricknell gives a market update on what we have seen since the start of 2023 and what we may see moving into 2024.

EVs have become more popular than ever, Hybrids have also become the talk of the town and Ford has been a leader in those areas since 2023. Doug shares not only what Ford has done with their success but how healthy competition has also had Ford sharpen their pencils and introduce new and exciting technology in the coming years.

Thank you Doug for appearing again on the podcast and sharing his vast expertise with everyone. Make sure you visit him at Wayne Pitman Ford Lincoln in Guelph Ontario, as he would love to continue the conversation with anyone looking for more information.

Mortgage rates have been the talk of the town over the past few years and seems like it will continue into 2024. However, the cost of living is ever-increasing for many Canadians and we all really want to know, "When is the best time for me to purchase a home"?

Now the answer is never going to be the same for one person, but having an expert you can chat with and discuss your situation is always the best route to take. David from Holton Mortgages was able to share a lot of amazing insight on how the market is looking now and how it is going to look moving into 2024.

Checkout David and all his content on Instagram:

https://www.instagram.com/holtonmortgages/

One of the biggest talking points across Canada and especially in Ontario this year has been the demand for new homes and where the land will come from to build these new homes.

In this episode, we have Steve Zahnd from Zahnd Realty joining us to talk about the struggles of building new homes from acquiring the land, building permits, increasing timelines, infrastructure, and many other topics involving building and selling homes.

Steve and his team have called the Guelph and surrounding area home for many years now and it was a privilege having him share his expertise and knowledge on a very hot topic for many Canadians.

Check out Steve and his team's social media below and make sure you follow him as Steve and his team post various market tips and updates for clients to follow along with all the breaking news in real estate and development:

Website: https://www.zahndteam.ca/

Facebook: https://www.facebook.com/zahndteamrealestate

Instagram: https://www.instagram.com/thezahndteam/

YouTube: https://www.youtube.com/channel/UCEuJt6EWk9iMPYF_ZVbzNKA

It has been quite an eventful summer with interest rates across Canada continuing to be the talk of the town. Mortgage rates are rising, vehicle loan rates are rising and Canadians are getting closer and closer to the breaking point.

Affordability continues to be a significant concern for many individuals across Canada and the biggest question is "Where does this all stop?".

Alex Leite from Tried & True Mortgages is back for another episode to review what we have seen over the summer months and what he thinks we will see going into the final months of 2023 and early months of 2024.

Alex Leite:

Linktree: https://linktr.ee/triedandtruemortgages