A late‑night idea turns into a powerful lesson on retirement risk. Aaron Vincent and Matt Decker walk through a custom-built calculator that compares market‑only income strategies with pensions and guaranteed income. The discussion reveals how separating growth money from income money can reduce emotional stress, improve outcomes, and expose hidden assumptions many retirees make too late.

For more information visit www.retireatlradio.com!

Follow us on social media: YouTube | Instagram | Facebook | LinkedIn

See omnystudio.com/listener for privacy information.