The easy 5% returns on cash may be disappearing — but that doesn’t mean your money has to stop working hard.

In this episode of The Agent of Wealth Podcast, host Marc Bautis breaks down one of the biggest shifts happening in personal finance right now: the decline of high-yield cash account rates. After two years of earning 5%+ in savings accounts and money markets, many investors are wondering where to move their cash next.

In this episode, you will learn:

• Why high-yield savings accounts and money market funds are no longer paying what they did just a year ago.
• The differences between money market funds, CDs, Treasuries, I Bonds, municipal bonds, annuities, and dividend-paying stocks.
• How to evaluate cash investments using the four pillars: risk, liquidity, rate, and taxes.
• Tax-efficient strategies that can help high-income investors potentially keep more of their returns.
• And more!

Tune in for an in-depth discussion on how to reposition cash in a falling-rate environment, the importance of matching investments to your time horizon, and why the highest yield isn’t always the best after-tax outcome for your financial plan.

Resources:

Episode Transcript & Blog | Bautis Financial: 8 Hillside Ave, Suite LL1 Montclair, New Jersey 07042 (862) 205-5000 | Schedule an Introductory Call

Want to be a guest on The Agent of Wealth? Send Marc Bautis a message on PodMatch, here: https://tinyurl.com/mt4z6ywc