In this episode of She Talks Money, I sat down with Ashley Kalar-Miller, founder of Transaction Exchange, to explore how she scaled her business from a solo operation into a thriving, system-driven company.

Ashley shares her candid journey through early financial challenges and the pivotal mindset shifts that helped her step into a true CEO role. We talk in depth about the systems that made the biggest difference—from setting up effective CRMs and hiring transaction coordinators to creating workflows that support sustainable, long-term growth.

We also discuss the importance of delegation, setting boundaries, and building a balanced work schedule that prevents burnout. Ashley offers practical advice on organizing finances, separating personal and business expenses, establishing a budget, and laying the groundwork for long-term wealth-building strategies.

One of the most valuable parts of this conversation is how actionable it is. Ashley breaks down simple but powerful operational changes, like using separate business and personal phones and implementing tools such as flow desks to manage email more efficiently and reduce overwhelm.

This episode is packed with real-world insights for real estate agents who want to scale smarter, reduce stress, and build a profitable business that supports their life instead of consuming it.