In this episode of Beyond Capture, Umony CEO Dean Elwood sits down with Stephen Sanders, former Chief Compliance Officer EMEA at J.P. Morgan and a compliance veteran of over 40 years. Stephen reflects on his journey from the early days of handwritten trade records to today’s AI-driven compliance landscape. They discuss the critical turning points that have shaped financial regulation, including the landmark Zubulake case, the rise of electronic records and the growing importance of proactive data management. For anyone navigating the complex world of compliance, this episode provides valuable insights into the past, present and future of financial oversight.

Chapters:

00:00 – Intro

00:24 – Early Days in Compliance

01:15 – The Shift from Notebooks to Digital Records

04:13 – Turning Points in Financial Regulation: The Zubulake Case

10:45 – Records, Risk, and Responsibility

17:41 – Technology and the Rise of AI in Compliance

28:02 – The Subjectivity of Regulatory Standards

35:08 – Preparing for the Next Compliance Challenge