We explore how AI and behavioural science can make debt collection more humane, more effective, and easier to scale across Europe. PAIR Finance explains reinforcement learning, a single international platform, and why recovery and retention go hand in hand.

• AI-driven collections with behavioural science
• Reinforcement learning optimising tone, timing, channels
• One platform operating in 11+ European markets
• Compliance with EU AI rules and local licenses
• Recovery rates improved while protecting retention
• Inbound automation with a generative AI agent
• Human support for complex and sensitive cases
• Event strategy for partnerships and education
• Unified dashboards and transparency for clients

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Cheers
Koen Vanderhoydonk
[email protected]

#FinTech #RegTech #Scaleup #WealthTech