Sign up to save your podcasts
Or
Share "The Cooling US Housing Market: Shifting Tides, Emerging Opportunities"
Share to email
Share to Facebook
Share to X
Share to email
Share to Facebook
Share to X
Or
"The Cooling US Housing Market: Shifting Tides, Emerging Opportunities"
The U.S. housing industry has entered October 2025 showing clear signs of cooling, with inventory reaching its highest point since July 2020 and home prices flattening after years of aggressive growth. Over the past week, active listings rose 16.2 percent compared to last year, marking the fifteenth straight week of supply growth. However, new listings declined 0.5 percent for the week ending September 27, illustrating that the overall increase is driven more by homes sitting longer on the market rather than fresh properties being listed.
The median list price is currently about $425,000, down 1.17 percent month over month, and prices have now held steady or fallen for eight straight weeks. Price per square foot is down 0.5 percent year over year, highlighting softening values. Across property types, detached homes saw a 5.4 percent price drop year over year, townhouses fell 4.7 percent, and condos slipped 6.3 percent, with inventory for sale jumping 17 percent from last year to the highest level in a decade.
Despite inventory gains, activity from both buyers and sellers has slowed as mortgage rates remain around 6 to 7 percent, with the 30-year fixed rate at 6.16 percent as of October 5. Buyers are now taking longer to make decisions, with the median days on market up slightly to 62 and many homes lingering as mortgage affordability remains stretched.
Consumer behavior is shifting, with many buyers hesitant, creating opportunities for bargain hunters. Sellers, facing longer wait times and greater competition, are increasingly offering concessions such as mortgage rate buy-downs and closing cost coverage. Nationally, 26 percent of listings had price cuts in May, and in some cities like Denver that rose to 38 percent. Yet some local markets remain more resilient, and Midwest and Northeast regions are outperforming the cooling West and South.
No major new product launches or disruptive regulatory moves have been announced in the past 48 hours. Industry leaders like Zillow emphasize this shoulder season as a potential advantage for discerning buyers. Compared to last year, the market has shifted away from frenzied competition toward a more balanced but slower pace, pointing to a reset phase as both buyers and sellers reassess their strategies in response to sustained high rates and softening demand.
For great deals today, check out https://amzn.to/44ci4hQ
This content was created in partnership and with the help of Artificial Intelligence AI
The median list price is currently about $425,000, down 1.17 percent month over month, and prices have now held steady or fallen for eight straight weeks. Price per square foot is down 0.5 percent year over year, highlighting softening values. Across property types, detached homes saw a 5.4 percent price drop year over year, townhouses fell 4.7 percent, and condos slipped 6.3 percent, with inventory for sale jumping 17 percent from last year to the highest level in a decade.
Despite inventory gains, activity from both buyers and sellers has slowed as mortgage rates remain around 6 to 7 percent, with the 30-year fixed rate at 6.16 percent as of October 5. Buyers are now taking longer to make decisions, with the median days on market up slightly to 62 and many homes lingering as mortgage affordability remains stretched.
Consumer behavior is shifting, with many buyers hesitant, creating opportunities for bargain hunters. Sellers, facing longer wait times and greater competition, are increasingly offering concessions such as mortgage rate buy-downs and closing cost coverage. Nationally, 26 percent of listings had price cuts in May, and in some cities like Denver that rose to 38 percent. Yet some local markets remain more resilient, and Midwest and Northeast regions are outperforming the cooling West and South.
No major new product launches or disruptive regulatory moves have been announced in the past 48 hours. Industry leaders like Zillow emphasize this shoulder season as a potential advantage for discerning buyers. Compared to last year, the market has shifted away from frenzied competition toward a more balanced but slower pace, pointing to a reset phase as both buyers and sellers reassess their strategies in response to sustained high rates and softening demand.
For great deals today, check out https://amzn.to/44ci4hQ
This content was created in partnership and with the help of Artificial Intelligence AI
View all episodes
By Inception Point AiThe U.S. housing industry has entered October 2025 showing clear signs of cooling, with inventory reaching its highest point since July 2020 and home prices flattening after years of aggressive growth. Over the past week, active listings rose 16.2 percent compared to last year, marking the fifteenth straight week of supply growth. However, new listings declined 0.5 percent for the week ending September 27, illustrating that the overall increase is driven more by homes sitting longer on the market rather than fresh properties being listed.
The median list price is currently about $425,000, down 1.17 percent month over month, and prices have now held steady or fallen for eight straight weeks. Price per square foot is down 0.5 percent year over year, highlighting softening values. Across property types, detached homes saw a 5.4 percent price drop year over year, townhouses fell 4.7 percent, and condos slipped 6.3 percent, with inventory for sale jumping 17 percent from last year to the highest level in a decade.
Despite inventory gains, activity from both buyers and sellers has slowed as mortgage rates remain around 6 to 7 percent, with the 30-year fixed rate at 6.16 percent as of October 5. Buyers are now taking longer to make decisions, with the median days on market up slightly to 62 and many homes lingering as mortgage affordability remains stretched.
Consumer behavior is shifting, with many buyers hesitant, creating opportunities for bargain hunters. Sellers, facing longer wait times and greater competition, are increasingly offering concessions such as mortgage rate buy-downs and closing cost coverage. Nationally, 26 percent of listings had price cuts in May, and in some cities like Denver that rose to 38 percent. Yet some local markets remain more resilient, and Midwest and Northeast regions are outperforming the cooling West and South.
No major new product launches or disruptive regulatory moves have been announced in the past 48 hours. Industry leaders like Zillow emphasize this shoulder season as a potential advantage for discerning buyers. Compared to last year, the market has shifted away from frenzied competition toward a more balanced but slower pace, pointing to a reset phase as both buyers and sellers reassess their strategies in response to sustained high rates and softening demand.
For great deals today, check out https://amzn.to/44ci4hQ
This content was created in partnership and with the help of Artificial Intelligence AI
The median list price is currently about $425,000, down 1.17 percent month over month, and prices have now held steady or fallen for eight straight weeks. Price per square foot is down 0.5 percent year over year, highlighting softening values. Across property types, detached homes saw a 5.4 percent price drop year over year, townhouses fell 4.7 percent, and condos slipped 6.3 percent, with inventory for sale jumping 17 percent from last year to the highest level in a decade.
Despite inventory gains, activity from both buyers and sellers has slowed as mortgage rates remain around 6 to 7 percent, with the 30-year fixed rate at 6.16 percent as of October 5. Buyers are now taking longer to make decisions, with the median days on market up slightly to 62 and many homes lingering as mortgage affordability remains stretched.
Consumer behavior is shifting, with many buyers hesitant, creating opportunities for bargain hunters. Sellers, facing longer wait times and greater competition, are increasingly offering concessions such as mortgage rate buy-downs and closing cost coverage. Nationally, 26 percent of listings had price cuts in May, and in some cities like Denver that rose to 38 percent. Yet some local markets remain more resilient, and Midwest and Northeast regions are outperforming the cooling West and South.
No major new product launches or disruptive regulatory moves have been announced in the past 48 hours. Industry leaders like Zillow emphasize this shoulder season as a potential advantage for discerning buyers. Compared to last year, the market has shifted away from frenzied competition toward a more balanced but slower pace, pointing to a reset phase as both buyers and sellers reassess their strategies in response to sustained high rates and softening demand.
For great deals today, check out https://amzn.to/44ci4hQ
This content was created in partnership and with the help of Artificial Intelligence AI