You can't save your way to rich. Saving is crucial for financial security and short-term goals, but it's usually not enough to build wealth. Which is why, when it comes to building wealth, there's a general order of operations. Peter with Richon Planning and Erin Kennedy break down that order, which is: 1. Get that 401(k) match 2. Build your emergency fund in a HYSA 3. Max out your Roth IRA. 4. Max out your HSA and 401(k) 5. Invest outside retirement That being said, while this order is a great rule of thumb, it might not be right for you. Depending on your unique goals and investing opportunities, your list might be a bit different. To learn how and where you should be investing, please call Peter at (919) 300-5886 or visit www.RichonPlanning.com