A financial services professional said to David a few days ago that it's not uncommon to have a client say, “I need a new Credit Card because all of my current ones are full”. What this statement showed David is that there are people who actually see a Credit Card as a legitimate source of income.

The question is, how did we get here?! How could someone be so financially naive (or maybe so desperate) to believe that getting yet another Credit Card is a legitimate solution to the problem of having a bunch of cards that are already maxed out... Today's Podcast episode is titled 'The Credit Card Pandemic' and it is an episode not to be missed.