Learn how recourse and non‑recourse factoring convert invoices to cash, transfer credit risk, and strengthen liquidity for credit managers across industries.

Learn how to assess customer risk, calculate safe trade credit limits and set payment terms that boost sales while safeguarding your business’s cash flow.

Clear, step‑by‑step guide for credit managers on calculating Days Sales Outstanding (DSO), benchmarking it, and proven tactics to lower DSO and free cash flow.

A business credit report is your first line of defense against bad debt. This guide breaks down each section—from company profile and payment history to public filings and credit scores—showing you how to interpret the numbers, spot red flags, and set the right credit limits. Whether you’re new to credit management or brushing up on best practices, you’ll learn a practical, step‑by‑step approach to making confident lending decisions.

A streamlined credit‑application process safeguards cash flow without slowing sales. Learn what to ask for, how to vet applicants quickly, and where automation unlocks faster approvals and lower risk—so you can extend B2B credit confidently and keep revenue moving.

The D&B PAYDEX score is a numeric (1–100) indicator of a company’s trade payment performance. It is a dollar-weighted average based solely on supplier-reported trade payment data

Explore the benefits and drawbacks of offering early payment discounts, learn best practices for credit managers, and see hypothetical examples to optimize cash flow.

A concise guide for newer B2B credit managers on the advantages, pitfalls, and strategic best practices of offering trade credit.

Payment terms and collection timelines directly influence your cash flow. Extended credit terms (e.g. Net 30 or Net 60) mean waiting longer to get paid, which increases Days Sales Outstanding and ties up cash in receivables.

A clear guide for credit managers comparing Net-30, Net-60, 2/10 Net-30, milestone payments, dynamic discounting, and more.