In this episode, Dr. Michael C. Grayson, Founder and CEO of the Credit and Debit Management Institute and author of How to Stop Making Payments joins us to discuss the evolution of credit in America. Dr. Grayson breaks down the key components everyone should know, from understanding credit scores to outsmarting the system, and shares insights on leveraging today’s broken credit system to your advantage through education. Tune in to learn practical strategies that can empower you to take control of your financial future.