01:16 - Almost everyone needs some form of estate planning in case something happens, but who REALLY needs estate planning the most? If you're caring for someone with special needs, or you're in the crosshairs of the Estate Tax, you're probably on the top of the list of people who could use some help. However, the most urgent need for estate planning comes from the terminally ill.

12:44 - Dr. Megan in New Orleans just completed medical school and began her residency, but she's accumulated $500,000 in student debt along the way. Dr. Megan and Gregory discuss her options when it comes to either paying the debt down or managing the federal student loan forgiveness program.

31:13 - The head of a Cryptocurrency exchange died, and he was the only one with the key to access about $190 million worth of cryptos.

38:02 - The Numbers are mixed, with Apple's recent security issues dominating the business headlines. A nug with eavesdropping through Facetime has been fixed, and a new flaw in Live Photos is the latest flaw.

42:19 - Gregory explains the situation of a couple worried about getting hit with the Windfall ELimination Provision because of a public pension.

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