02:57 - Gregory was right to curb your enthusiasm about the Uber IPO. The ride-sharing giant opened on the stock market with a small loss. Uber is losing tons of money, and has no plans on turning a profit anytime soon. Gregory and James speculate on the future of Uber, and how various disruptions coming to their business model make this an incredibly risky investment.

12:27 - Should you take Social Security early? Probably not, but there are a few situaions where turning on your benefit early makes sense.

33:12 - Keith in River Ridge asks about how deferring turning on his Social Security affects his situation. Various factors including your employment situation, marital status, and health issues should factor into your decision on whether to defer taking Social Security.

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