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The Daily Wrap: 07.09.18
02:12 - With all of the options out there, the radio format with the greatest share of the audience is News Talk. While music radio has been losing listening time to other sources of music, new media platforms have actually enabled a nice increase in the listenership of News Talk programming.
05:54 - A new game show is coming to TruTV where the winning prize is paying off your student loans.
07:50 - Gregory shares the situation of a pension buyout offer in his office today, and how he walks his client through the process of determining if the offer is a good deal. Since the client is 68 and his job is ending in a few months, we know he needs to sign up for Medicaire and set up his Social Security account at SSA.gov.
13:52 - Life expectancy for a couple who makes it to 65 today will average out around 90. If you are in good health, you need to plan on living longer than average. If you're a smoker, maybe you shouldn't be expecting to live as long. Delaying the start of your Social Security benefits means you lock in a higher benefit for life, which is one way to max out your income in later years.
25:47 - When is retirement? For too many people, it's determined by when you are physically unable to work any longer. Your retirement should be whenever you're ready
28:17 - Wayne in Hammond is 59 and has worked 20 years in Florida, and 20 years in Louisiana. Wayne heard that he could get a bigger benefit if he filed in Florida instead of Louisiana. Gregory corrects the record in that it doesn't matter what state you live in, your benefit will be the same size. However, some states tax your Social Security differently, but that is determined by your primary residence, and not your work record.
32:23 - The Numbers: green!
37:36 - Donald in Belle Chase is double checking with Gregory to see if he can get a higher benefit for his wife when he turns on his benefit. Gregory has good news: if the spousal benefit is higher than her own record, you're getting a raise!
39:20 - Jim on the Mississippi Coast is a retiring state worker and wants Gregory's thoughts on taking a monthly pension check or a lump sum now. After some probing questions and looking at the math, it's probably best to take the monthly check. Jim's relatively early retirement age weighs heavily in the decision as well.
http://www.WinningAtLife.com
05:54 - A new game show is coming to TruTV where the winning prize is paying off your student loans.
07:50 - Gregory shares the situation of a pension buyout offer in his office today, and how he walks his client through the process of determining if the offer is a good deal. Since the client is 68 and his job is ending in a few months, we know he needs to sign up for Medicaire and set up his Social Security account at SSA.gov.
13:52 - Life expectancy for a couple who makes it to 65 today will average out around 90. If you are in good health, you need to plan on living longer than average. If you're a smoker, maybe you shouldn't be expecting to live as long. Delaying the start of your Social Security benefits means you lock in a higher benefit for life, which is one way to max out your income in later years.
25:47 - When is retirement? For too many people, it's determined by when you are physically unable to work any longer. Your retirement should be whenever you're ready
28:17 - Wayne in Hammond is 59 and has worked 20 years in Florida, and 20 years in Louisiana. Wayne heard that he could get a bigger benefit if he filed in Florida instead of Louisiana. Gregory corrects the record in that it doesn't matter what state you live in, your benefit will be the same size. However, some states tax your Social Security differently, but that is determined by your primary residence, and not your work record.
32:23 - The Numbers: green!
37:36 - Donald in Belle Chase is double checking with Gregory to see if he can get a higher benefit for his wife when he turns on his benefit. Gregory has good news: if the spousal benefit is higher than her own record, you're getting a raise!
39:20 - Jim on the Mississippi Coast is a retiring state worker and wants Gregory's thoughts on taking a monthly pension check or a lump sum now. After some probing questions and looking at the math, it's probably best to take the monthly check. Jim's relatively early retirement age weighs heavily in the decision as well.
http://www.WinningAtLife.com
View all episodes
By Winning at Life with Gregory Ricks02:12 - With all of the options out there, the radio format with the greatest share of the audience is News Talk. While music radio has been losing listening time to other sources of music, new media platforms have actually enabled a nice increase in the listenership of News Talk programming.
05:54 - A new game show is coming to TruTV where the winning prize is paying off your student loans.
07:50 - Gregory shares the situation of a pension buyout offer in his office today, and how he walks his client through the process of determining if the offer is a good deal. Since the client is 68 and his job is ending in a few months, we know he needs to sign up for Medicaire and set up his Social Security account at SSA.gov.
13:52 - Life expectancy for a couple who makes it to 65 today will average out around 90. If you are in good health, you need to plan on living longer than average. If you're a smoker, maybe you shouldn't be expecting to live as long. Delaying the start of your Social Security benefits means you lock in a higher benefit for life, which is one way to max out your income in later years.
25:47 - When is retirement? For too many people, it's determined by when you are physically unable to work any longer. Your retirement should be whenever you're ready
28:17 - Wayne in Hammond is 59 and has worked 20 years in Florida, and 20 years in Louisiana. Wayne heard that he could get a bigger benefit if he filed in Florida instead of Louisiana. Gregory corrects the record in that it doesn't matter what state you live in, your benefit will be the same size. However, some states tax your Social Security differently, but that is determined by your primary residence, and not your work record.
32:23 - The Numbers: green!
37:36 - Donald in Belle Chase is double checking with Gregory to see if he can get a higher benefit for his wife when he turns on his benefit. Gregory has good news: if the spousal benefit is higher than her own record, you're getting a raise!
39:20 - Jim on the Mississippi Coast is a retiring state worker and wants Gregory's thoughts on taking a monthly pension check or a lump sum now. After some probing questions and looking at the math, it's probably best to take the monthly check. Jim's relatively early retirement age weighs heavily in the decision as well.
http://www.WinningAtLife.com
05:54 - A new game show is coming to TruTV where the winning prize is paying off your student loans.
07:50 - Gregory shares the situation of a pension buyout offer in his office today, and how he walks his client through the process of determining if the offer is a good deal. Since the client is 68 and his job is ending in a few months, we know he needs to sign up for Medicaire and set up his Social Security account at SSA.gov.
13:52 - Life expectancy for a couple who makes it to 65 today will average out around 90. If you are in good health, you need to plan on living longer than average. If you're a smoker, maybe you shouldn't be expecting to live as long. Delaying the start of your Social Security benefits means you lock in a higher benefit for life, which is one way to max out your income in later years.
25:47 - When is retirement? For too many people, it's determined by when you are physically unable to work any longer. Your retirement should be whenever you're ready
28:17 - Wayne in Hammond is 59 and has worked 20 years in Florida, and 20 years in Louisiana. Wayne heard that he could get a bigger benefit if he filed in Florida instead of Louisiana. Gregory corrects the record in that it doesn't matter what state you live in, your benefit will be the same size. However, some states tax your Social Security differently, but that is determined by your primary residence, and not your work record.
32:23 - The Numbers: green!
37:36 - Donald in Belle Chase is double checking with Gregory to see if he can get a higher benefit for his wife when he turns on his benefit. Gregory has good news: if the spousal benefit is higher than her own record, you're getting a raise!
39:20 - Jim on the Mississippi Coast is a retiring state worker and wants Gregory's thoughts on taking a monthly pension check or a lump sum now. After some probing questions and looking at the math, it's probably best to take the monthly check. Jim's relatively early retirement age weighs heavily in the decision as well.
http://www.WinningAtLife.com