Black Friday is going to look very different. Retailers who want to avoid the crowds and mobs of an in-store sale are opting for online door busters. Home Depot is among the retailers spreading out their specials over a two month span.

Dennis in Mississippi asks if his wife could qualify for Social Security Disability without a recent work record. Gregory confirms the key is going to be what she's done in the last 10 years.

Will in Metairie asks if his payroll taxes from self-employment could boost his monthly check.

Are you too old to refinance your mortgage? Mark in Metairie is considering a refinance on his mortgage at age 68.

http://www.WinningAtLife.com