For those of you who think life is tough in 2020, perhaps you've forgotten how nice you have it compared to 1972. Gregory responds to a clip from Adam Carolla about appreciating modern luxuries.

People have been paying down their credit card debt over the pandemic. The US has doubled the national debt since 2010.

Ryan in Biloxi called for a friend who is self employed, and was denied a mortgage because her income was too low. Can she refile her previous years' taxes and maybe qualify?

http://www.WinningAtLife.com