It seems that more and more people are having overdrafts attached to their everyday bank account so that they do not have to "suffer the inconvenience of overdrawing their account or paying dishonour fees" as one bank promotion put it!!
I think it is more helpful to let people see the results of their overspending instead of giving them a facility that teaches them to overspend!!
A bit of a soapbox rant today, listeners - let me know your thoughts???
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Have a wonderful week!