Most people think debt is a math problem. If you just find the right plan or budget, things should finally change.

But what if the math isn’t the issue?

In this episode, Chris explores why debt strategies often fail—even when the numbers are correct. Instead of focusing on tactics or formulas, this conversation looks at the deeper drivers behind money decisions and why real financial change doesn’t last without addressing them.

You’ll learn:

• Why knowing what to do with money isn’t enough

• What actually drives financial behavior

• How identity and emotional needs shape money habits

• Why good plans break down over time

• One simple question you can ask today to gain clarity

This episode is for anyone who has tried multiple strategies and still feels stuck. It’s not about doing more—it’s about understanding why nothing changes.

📅 Book a free clarity & alignment call here: https://calendly.com/c2stanton-divinestewardship/30min

🌐 Learn more about us: https://divinestewardship.com

🤝 Explore coaching: https://stewardshipfinancialreset.carrd.co