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The difference it makes being a veteran loan officer - EP 45
🚀 In this episode of Mortgage On My Mind, Natalie Salins sits down with Philip Ganz, Founder of Next Wave Mortgage, to break down the real difference between seasoned loan officers and today’s rapid, automated pre-approval systems. From the “FedEx underwriting days” to modern AI-driven approvals, they discuss why experience, attention to detail, and storytelling still win in mortgage lending. They cover income calculation mistakes, variable income pitfalls, cash-to-close transparency, and why landing the plane smoothly matters more than flashy marketing.
🎧 Hosted by: Natalie Salins
👤 Guest: 🏡 Philip Ganz – Founder of Next Wave Mortgage | Multi-State Licensed Mortgage Professional
Philip Ganz is the founder of Next Wave Mortgage and a multi-state licensed mortgage professional with expertise in residential lending and real estate investing. He owns rental properties and is known for applying data-driven SEO and digital marketing strategies to modern mortgage and real estate education.
💡 What You’ll Learn:
✔️ Why rapid pre-approvals don’t always mean rapid closings
✔️ The #1 income mistake that causes loan suspensions
✔️ How seasoned loan officers structure and “tell the story” of a file
✔️ Why cash-to-close transparency prevents buyer panic
✔️ The pilot analogy: why you want experience landing your mortgage
🎵 Whether you're an investor, agent, or homebuyer, this episode offers valuable insights!
💼 Connect with Philip Ganz:
🌎 Website → https://makefloridayourhome.com/
📘 Facebook → https://facebook.com/philipganz
📷 Instagram → https://www.instagram.com/askamortgageexpert/?hl=en
🔗 LinkedIn → https://www.linkedin.com/in/askthemortgageexpert/
🎙 Follow Natalie Salins – Mortgage On My Mind:
🌎 Website → https://movement.com/lo/natalie-salins
📘 Facebook → https://www.facebook.com/natalie.salins/
📷 Instagram → https://www.instagram.com/natalie_salins/?hl=en
🔗 LinkedIn → https://www.linkedin.com/in/natalie-salins-1029583b
🔖 Don’t Forget to LIKE 👍, SUBSCRIBE 🔔 & COMMENT 💬 Below!
💎 Produced by Icons of Real Estate – https://iconsofrealestate.com/
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By Natalie Salins🚀 In this episode of Mortgage On My Mind, Natalie Salins sits down with Philip Ganz, Founder of Next Wave Mortgage, to break down the real difference between seasoned loan officers and today’s rapid, automated pre-approval systems. From the “FedEx underwriting days” to modern AI-driven approvals, they discuss why experience, attention to detail, and storytelling still win in mortgage lending. They cover income calculation mistakes, variable income pitfalls, cash-to-close transparency, and why landing the plane smoothly matters more than flashy marketing.
🎧 Hosted by: Natalie Salins
👤 Guest: 🏡 Philip Ganz – Founder of Next Wave Mortgage | Multi-State Licensed Mortgage Professional
Philip Ganz is the founder of Next Wave Mortgage and a multi-state licensed mortgage professional with expertise in residential lending and real estate investing. He owns rental properties and is known for applying data-driven SEO and digital marketing strategies to modern mortgage and real estate education.
💡 What You’ll Learn:
✔️ Why rapid pre-approvals don’t always mean rapid closings
✔️ The #1 income mistake that causes loan suspensions
✔️ How seasoned loan officers structure and “tell the story” of a file
✔️ Why cash-to-close transparency prevents buyer panic
✔️ The pilot analogy: why you want experience landing your mortgage
🎵 Whether you're an investor, agent, or homebuyer, this episode offers valuable insights!
💼 Connect with Philip Ganz:
🌎 Website → https://makefloridayourhome.com/
📘 Facebook → https://facebook.com/philipganz
📷 Instagram → https://www.instagram.com/askamortgageexpert/?hl=en
🔗 LinkedIn → https://www.linkedin.com/in/askthemortgageexpert/
🎙 Follow Natalie Salins – Mortgage On My Mind:
🌎 Website → https://movement.com/lo/natalie-salins
📘 Facebook → https://www.facebook.com/natalie.salins/
📷 Instagram → https://www.instagram.com/natalie_salins/?hl=en
🔗 LinkedIn → https://www.linkedin.com/in/natalie-salins-1029583b
🔖 Don’t Forget to LIKE 👍, SUBSCRIBE 🔔 & COMMENT 💬 Below!
💎 Produced by Icons of Real Estate – https://iconsofrealestate.com/