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The DOFD Rule That Can Erase Old Debts from Your Report – CreditFixGuy
If a negative account has passed the 7-year mark from the Date of First Delinquency (DOFD), it no longer belongs on your credit report. But most people never check that date.
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By Credit Fix Guy
2.5
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If a negative account has passed the 7-year mark from the Date of First Delinquency (DOFD), it no longer belongs on your credit report. But most people never check that date.