The law forbids anything which does or may unjustly hinder our own or our neighbor's wealth, or outward estate, and the unlawful use of material possessions. I. With regard to ourselves A. Hindrances 1. Prodigality [wastefulness]; lavish spending 2. Imprudence [lack of wisdom] 3. Idleness and slothful neglect [Proverbs 24:30-34] B. Unlawful uses 1. Covetousness 2. Unlawful contracts and business 3. Bribery in the sale of public justice or public action 4. Not enjoying God's good gifts Application A. Will you renounce and reject your materialistic bent? B. Will you stop being lazy? C. Will you do these things by means of faith and repentance?