In this episode of Payment Talks, host Scott Harkey speaks with Gary Conroy, CEO of TransferMate, about what it takes to build and scale a global payments infrastructure in a rapidly evolving ecosystem.

From embedding payments into B2B platforms to rethinking fintech-bank partnerships, Gary unpacks the operational and commercial levers transforming cross-border finance.

Tune in to learn:

• Why cross-border B2B payments are ripe for embedded innovation
• How TransferMate builds tech that mirrors consumer-like experiences
• What makes fintech and bank partnerships succeed today
• How agentic AI and tokenisation are reshaping what's possible
• Why being the bridge (not the blocker) is the next competitive advantage