Are you emotionally ready for retirement? Mike looks at a recent Wall Street Journal article that proposes 8 questions you need to ask yourself. In this episode, he looks at the first three:

* On Sunday evening, how do you feel about work on Monday? Do you feel dread or anticipation?

* Have you thought carefully about your financial picture? Are you financially independent?

* What do my already retired friends and family think about retirement?

He also answers listener questions and issues:

* How to tell if that email or text telling you your account needs attention is legitimate or if it is someone else trying to scam you.

* With the potential of rising tax rates, should I convert all my retirement accounts to Roth accounts?

* What are my options for giving through a fixed annuity? Can I use a Qualified Charitable Distribution?

* What are some ways to donate assets to a non-profit?