The #1 thing that stops buyers from assuming a mortgage is the equity gap, the difference between what the home is worth and the remaining loan balance. Sometimes it's $15,000. Sometimes it's $100,000.

In this episode, Ryan explains what the equity gap is, shares real client examples (Jeremy: 15k down, 2.65% rate / Ben and Liz: 16k down, 2.99% rate), and walks through the 5% down solution with a second mortgage. He runs the actual blended rate math to prove that even with a 9% second mortgage, you're still saving over $900 a month compared to a new conventional loan.

If the down payment is what's been holding you back, listen to this one.