In this episode of One Vision — FinTech Fuse, we took a deep dive into Walmart with Finovate’s very own Julie Muhn. We started with Walmart's bold move to apply for an ILC charter in 2005, their foray into fintech with OnePay, and the wide array of services they now provide beyond retail. The conversation explored Walmart’s integration of emerging technologies like AI and agentic commerce, as well as potential future developments and implications for traditional banks in retaining customer loyalty and trust in an increasingly digital financial landscape.

00:00 Introduction and Guest Welcome

01:07 Walmart's Evolution in Financial Services

02:43 Walmart's Super App Ambitions

03:41 Walmart's Diverse Service Offerings

07:15 Challenges and Limitations of Walmart's App

11:01 Agentic Commerce and Future Prospects

18:31 Behavioral Data and Consumer Trust

26:23 Conclusion and Final Thoughts

📍Hot take: (Referring to Walmart) They don't just have financial data, they have behavioral data. 

📍Hot take: The banking relationship or relationships will be secondary as the AI kind of chooses which payment method to use. 

#Walmart #Fintech #AI #AgenticCommerce

Find Julie Muhn on LinkedIn: https://www.linkedin.com/in/julieschicktanz/ 

Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 

🔗 Theo’s latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 

🔗 About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/