April 11 marks the 50th anniversary of the Fair Housing Act, which banned race-based housing discrimination in America. Yet today the goals of this landmark civil rights law remain largely unrealized, and the gap between black and white homeownership persists. This week, host Justin Milner talks to housing finance policy expert Alanna McCargo about why black homeownership has stalled and what can be done about it.

For more information about housing disparities, see these recent Urban publications:

Are gains in black homeownership history?

A closer look at the fifteen-year drop in black homeownership

Mapping the black homeownership gap