The Fat & Broke Podcast

This is our final show!  Tune in to hear why.

Thank you to all of our listeners and guests along the way.  We are incredibly proud of what we created and accomplished in the past two and a half years.  

Sarah and Gary will be back with a new show in the future, but for now, this is the end.

Better Every Day!

Thank You & Farewell-

Sarah, Peter, and Gary

Show Summary: 

Do you remember graduating from college and not knowing how to start your life?  For the next decade or so, it is trial and error, mostly errors, so much so that this is often known as the lost decade.  Well, what if this didn’t have to happen?  What if someone taught us the things we need to know so that we can limit our mistakes and expedite our path to lifestyle optimization?  We hope to do that in today's show for a lucky new grad!  There is something in this show for everyone, so listen closely to this Fat & Broke Podcast episode!

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Intro:

We welcome our current student at our clinic to the show.  Welcome, Jianna!

Headline Of The Week:

Short People Are More Likely To Be Psychopaths

#Adulting Topics Discussed:

1. Housing
2. Employment
3. Transportation
4. Budgeting
5. Investing/Saving
6. Insurance
7. Health/Wellness
8. Personal Development
9. Student Loans
10. Life!

Resources:

• The Dirty Dozen Test

Show Summary:

In today’s Fat & Broke Mastermind Group…

We discuss:

• Best Laid Plans
• Going Hard
• Growing Together

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Intro:

Peter went to a wedding and was exposing himself as usual!

Headline Of The Week:

How Long Does It Take To Double Your Money

Mastermind Group:

Gary has to readjust his long-held plans for his son’s college.

Peter has refocused on being more disciplined with his health and wellness goals.

Sarah discusses the need for second chances and her current relationship with her sister.

Show Summary: 

A few shows ago, we discussed the best way to eliminate debt and be less broke.  Today, to shed some pounds and be less fat, we will give you our plan for losing weight.  Like most things in life, there is no best way to do this, but we will give you the steps you need to get started.  

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Intro:

Daylight savings time and work got the best of Sarah.  She overslept and missed the show!

Headline Of The Week:

Promising New Weight Loss Drug In Short Supply-60 Minutes Clip

How To Pay Down Debt:

1. Get into a low (250-500) caloric deficit.
2. Eat whole foods 90% of the time.
3. Weight training to improve metabolism.
4. Leverage habit-stacking and identify/eliminate triggers.
5. Have a post-weight loss plan to avoid rebound.

To learn more about the steps above, listen to the show!

Show Summary:

In today’s Fat & Broke Mastermind Group…

We discuss:

• Pressing The Reset Button
• Misophonia
• Random Acts Of Kindness

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Intro:

Gary doesn’t listen when Peter and Sarah are talking.  We also take stock to see if we have improved since starting the show.

Headline Of The Week:

Record-Breaking Egg Prices Prompt Accusations Of Price Gouging

Mastermind Group:

Gary has been working on performing random acts of kindness.  He names a few and his rationale for doing them.

Peter discusses the concept of misophonia.  Why is it that sound bothers some and not others?

Sarah had an excellent post-work vent session with a friend that helped her reset.  She discusses this and the need to do this more in the future.

Resources Mentioned In This Episode:

• Worth The Weight… (Monthly Newsletter)

Show Summary: 

Inflation continues to hit most Americans' bottom line.  The things we use and need the most are costing more than ever.  Groceries, gas, electricity, and everything we use daily cost more than last year.  On top of that, people are losing jobs, and a recession is looming or already here.  The savings that most people collected during the pandemic shutdown have been whittled away, and many people have turned to credit and debt to make ends meet.  If this sounds like your story, you are not alone!  In today's episode of The Fat & Broke Podcast, we will help you better understand debt and give you all the tools you need to pay it down fast!

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Intro:

Peter is back from a vacation and feels full of vigor, which is not great for the rest of us. 

Headline Of The Week:

Credit card debt increased to record $931 billion: Here's how to pay debt quickly

How To Pay Down Debt:

1. Track
2. Build A Gap
3. Make A Plan
4. Execute & Automate
5. Stay The Course
6. Don’t Add More Debt

To learn more about the steps above, listen to the show!

Resources:

• Mint
• YNAB
• Undebt.it

Show Summary:

Welcome to the Fat & Broke mastermind group.  In today's session…

We discuss:

• The Network
• Mo Money, No Problems
• This Old House

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Intro:

Gary had a colonoscopy, so we discussed his experience and the process.  Who wouldn't want to hear about that!!

Headline Of The Week:

4 Misleading Personal Finance Tips

Mastermind Group:

Gary's son had a recent medical issue, and he talks about how the network he has cultivated over the years helped him navigate the healthcare system to get his son what he needed quickly.

Peter is considering doing an extensive home renovation.  In this case, we discuss the concept of return on investment and whether or not that even applies to help Peter decide whether to do it.

Sarah is now making enough money not to have to worry about money.  We discuss how this makes her feel and what has changed.

Resources Mentioned In This Episode:

• Worth The Weight… (Monthly Newsletter)

Show Summary: 

Are you lonely?  Do the people in your life appear to be more lonely than before?  The chances are you answered yes to both of these questions.  Why?  Because America is in the midst of a loneliness crisis.  In today's episode of The Fat & Broke Podcast, we discuss the rise of loneliness and some possible solutions to help us all feel more connected.

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Intro:

We are recording during an arctic blast with temperatures dipping to minus 40 degrees.  

Headline Of The Week:

Amazon Launches A Subscription Prescription Drug Service

America’s Loneliness Crisis:

Stats:

• 29% of households are one person
• 36% of Americans feel lonely
• 61% of young adults feel lonely
• 51% of moms with young kids feel lonely
• Loneliness increased with Covid

Effects of Loneliness:

• Earl Death
• Depression
• Anxiety
• Heart Disease
• Substance Abuse
• Equivalent To Smoking 15 Cigarettes A Day

Loneliness Defined:

• A Gap between the level of connectedness that you want and what you have

Causes:

• Covid
• Technology/Internet
• Work From Home
• Social Media
• Job Changes/Relocation

Solutions:

• Counseling
• Hobbies
• Reaching Out
• Community Events
• Religion
• Volunteering

Resources:

• Rx Pass–Amazon Pharmacy

Show Summary:

Welcome to the Fat & Broke mastermind group. In today's session…

We discuss:

• Worth The Call
• Status Symbols
• Trivia Night

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Intro:

None.  Right into this week's headline.

Headline Of The Week:

Financial Literacy Cost 15% Of Adults $10000 in 2022

Mastermind Group:

Gary has adopted a new policy for when things he owns break, saving him a lot of money.

Peter discusses treating people well regardless of their "status."

Sarah has embraced a new role at work as the weekly trivia hostess. It's a great lesson about the benefits of going outside your comfort zone.

Resources Mentioned In This Episode:

• Spyglass Brewing Company

Show Summary: 

Have you ever tried to save $1000 in one month?  Does that sound impossible to do?  Each of us in today’s show reveals our own path to $1000 in 30 days.  If you are someone who thinks an emergency fund is not possible, then this show is perfect for you.  Stay tuned to the Fat & Broke Podcast as we get to $1000!!!

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Intro:

None

Headline Of The Week:

Stanford Study Reveals Secrets to Sustainable Weight Loss: Behaviors and Biomarkers Exposed

First To $1000:

Gary

• Cut monthly food costs (Savings = $500)
• Cut Amazon spending by 50% (Savings = $300)
• Sell things not being used (Savings = $200)
• Open a new credit card and get a bonus (Savings = $200)
• Open a new bank account for a bonus (Savings = $50-$200)

Sarah

• Use a hobby to make money such as baking (Savings = $200+)
• Have a yard sale (Savings = $300)
• Cut back on YOLOs such as nails and hair (Savings = $300)
• Take online surveys (Savings = $50)
• Sell pictures of feet (Savings = $0)

Peter

• Add two lifestyle coaching clients (Savings = $450)
• Sell HTC Vive (Savings = $300)
• Cut eating out (Savings = $300)
• Limit shopping to $1000 (Savings = $500)