When money gets tight and something “flashes” in your finances—like an unexpected bill or a scary email—do you pause and plan… or panic and run?

In this episode, Frances shares a surprising early-morning encounter with a deer and how it reveals a common financial habit that keeps people stuck.

Reflection Question:

When it comes to money, do you tend to react quickly or take time to respond?

Action Steps:

1. Identify one financial stressor you’ve been avoiding and write it down.

2. Look at the facts without emotions.

3. Take one small step today toward resolving it.

Breadcrumb for Today:

When money pressure hits, pause before you act. Give yourself space to respond with clarity instead of reacting out of fear.