The Fed just cut rates again — and mortgage rates got worse.

In this episode of Motivational Monday with LPT Realty, Robert Palmer (Founder & CEO) and Matthew Hodge (EVP) unpack why the market reacted this way, what it means for real estate agents, and how it actually sets the stage for the next housing boom in 2025.

They explain why inflation fears continue to drive long-term mortgage rates, how the 10-year Treasury influences market behavior, and why this “higher-for-longer” moment could be the ideal setup for the upcoming spring buying season.

The episode also spotlights LPT’s Step-Up Collection,  a marketing program helping agents raise their price point by 20% a year,  and why now is the time to prepare for more listings, more inventory, and a massive rebound in transactions.

Agents who prepare for the bust will win in the boom. Do the work now… and get ready for the shift.

KEY POINTS:

- The Fed cut rates again, but mortgage rates rose instead

- Inflation fears still control long-term mortgage rates

- Why this sets up a stronger spring 2025 boom

- How higher rates now create pent-up demand for next year

- What tightening mortgage spreads mean for agents

- Why the 10-year Treasury is key to forecasting rates

- How LPT’s Step-Up Collection helps agents win bigger listings

- Why education and preparation beat “party culture” in real estate events

- Fall Con Recap — how LPT is changing industry training

- Bust now, boom next — speed and consistency will win

QUOTES: 

“Once again, the Fed cuts rates – and mortgage rates get worse.”

“The one thing bond investors fear more than the Fed is inflation.”

“Inventory is up, rates are stabilizing… and that’s exactly what we need for the boom to hit.”

“Every agent who treats this as a prep season will own the market next year.”

RESOURCES: 

Learn from the Best Brokerage Now!

@lpt realty