Who's out and who's in? This is the Third Saturday in October - your SEC water cooler podcast for the rest of us. Vanderbilt is out. Notre Dame is out. JMU and Tulane are in. Buckle up! Pavia deserves the Heisman, but will he get it? Tennessee ends up at the Music City Bowl - is it worth it? Auburn and Tennessee both lost in basketball - can they compete this year?

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