In this episode Jeff looks at various stages of people's lives and how they relate to saving for retirement.

Takeaways

• In the younger years when first starting a career, needs include covering any future financial obligations with insurance, especially life and home. Then starting to save for retirement is the next priority
• Pre-retirement starts to get serious when people get to around age 50. Some people want to retire sooner, and health insurance is the biggest concern for them
• Getting too closer to retirement age brings other priorities, including whether or not to pay off a mortgage, long term care insurance, and other possible needs