We have said it repeatedly, uncertainty is the new certainty, and the UK economy definitely reflects this. The super-prime space continues to do well and trades at similar levels as 2021-2022, with 60-70% of transactions being off-market cash deals. However, the mortgage and interest rate figures are just above the Liz Truss crisis, and we are looking at two further rate rises. The following 6-9 months are critical for the lending market.