This episode features Tony Yang from the Phoebe Foundation discussing financial literacy and the "frugal hustle." Tony shares how he lived on a $14,000 salary after college, developing a minimalist lifestyle and the "Frugal Hustle" curriculum. He stresses budgeting, controlling money, and finding joy in simplicity. Tony highlights the importance of math and communication skills for managing money and saving 10% of his income while investing another 10%. He recommends tools like Acorns, Roth IRAs, and secured credit cards, advising careful credit use to build wealth. Connect with Tony on Instagram @keepmovingforward.