Christoffer Malmer, Head of SEB Embedded and the former Head of SEBx is the guest in this episode of Findings by SEBx. We discuss in what ways the prerequisites in the market have changed around innovation and disruption in the financial world since SEBx started in 2018 up until now. Get to know the full journey of SEBx from before the start until today, and also what might be the next big thing for tomorrow.